Tax-Smart Distribution Planning

We assist our clients in developing a withdrawal strategy that integrates funds from their retirement and investment accounts to minimize taxes and extend the longevity of their retirement savings. A well-coordinated plan with the right timing and order of withdrawals is crucial.

Our planning strategies include:

Withdrawal Coordination of Accounts

Tax-Loss Harvesting

Required Minimum Distributions (RMDs)

Net Unrealized Appreciation (NUA)

Roth Conversions Laddering

Charitable Gifting with Donor Advised Fund (DAF)

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